https://renegadehomemtg.com/blog.html Weekly Portland metro mortgage and market updates from Michael Neef (NMLS 227081), Renegade Home Mortgage powered by Edge Home Finance (NMLS 891464). en-us Sat, 01 Aug 2026 07:00:34 +0000 https://renegadehomemtg.com/blog/west-linn-divided-fed-cooler-inflation-2026-08-01.html https://renegadehomemtg.com/blog/west-linn-divided-fed-cooler-inflation-2026-08-01.html Sat, 01 Aug 2026 16:00:00 +0000 Freddie Mac's 30-year average rose to 6.66% on July 30. Catch up on the Fed's 9 to 3 hold, cooler June inflation, and where West Linn's summer market landed. https://renegadehomemtg.com/blog/west-linn-weak-jobs-cpi-tomorrow-mortgage-july-13-2026.html https://renegadehomemtg.com/blog/west-linn-weak-jobs-cpi-tomorrow-mortgage-july-13-2026.html Mon, 13 Jul 2026 16:00:00 +0000 June payrolls added just 57,000 jobs vs 110,000 expected, unemployment dropped to 4.2%, and existing home sales fell. June CPI drops tomorrow. Freddie Mac 30-year climbed back to 6.49%. What it means for West Linn buyers and sellers. https://renegadehomemtg.com/blog/west-linn-pce-pending-sales-summer-rates-june-29-2026.html https://renegadehomemtg.com/blog/west-linn-pce-pending-sales-summer-rates-june-29-2026.html Mon, 29 Jun 2026 16:00:00 +0000 May PCE rose to 4.1%, the highest reading since April 2023, but pending home sales climbed 4.8% annually. Mortgage rates are mixed depending on the source. Oregon HB 4037 takes effect July 1. What it all means for West Linn buyers heading into Independence Day weekend. https://renegadehomemtg.com/blog/west-linn-warsh-fed-dot-plot-mortgage-june-22-2026.html https://renegadehomemtg.com/blog/west-linn-warsh-fed-dot-plot-mortgage-june-22-2026.html Mon, 22 Jun 2026 16:00:00 +0000 New Fed Chair Kevin Warsh's first meeting held rates 12-0 but the dot plot flipped from cuts to a possible hike. 9 of 18 officials now project at least one hike this year. Forward guidance is gone. Portland inventory keeps climbing. What it means for West Linn buyers and sellers. https://renegadehomemtg.com/blog/west-linn-cpi-spike-fed-meeting-mortgage-june-15-2026.html https://renegadehomemtg.com/blog/west-linn-cpi-spike-fed-meeting-mortgage-june-15-2026.html Mon, 15 Jun 2026 16:00:00 +0000 May CPI hit 4.2% annual, the highest since early 2023, driven by the Iran war's energy push. But core inflation cooled. The FOMC meets June 16-17 with a 98%-99% chance of holding. Portland inventory just hit 7,720 listings, the highest in months. What it means for West Linn buyers and sellers. https://renegadehomemtg.com/blog/west-linn-strong-jobs-fed-week-mortgage-june-8-2026.html https://renegadehomemtg.com/blog/west-linn-strong-jobs-fed-week-mortgage-june-8-2026.html Mon, 08 Jun 2026 16:00:00 +0000 May payrolls smashed expectations at 172K. The MBA is now openly speculating about a Fed hike. Portland's median list dropped 6.2% YoY and one in four listings has a price cut. What it means for West Linn buyers and sellers heading into the June 17 Fed meeting. https://renegadehomemtg.com/blog/west-linn-stagflation-spring-summer-mortgage-june-2026.html https://renegadehomemtg.com/blog/west-linn-stagflation-spring-summer-mortgage-june-2026.html Mon, 01 Jun 2026 16:00:00 +0000 April PCE came in line, Q1 GDP slowed to 1.6%, and the stagflation conversation is back. Portland inventory is climbing toward 9,000 listings. What West Linn buyers and sellers should do heading into the June 17 Fed meeting. https://renegadehomemtg.com/blog/west-linn-fed-minutes-pce-week-may-25-2026.html https://renegadehomemtg.com/blog/west-linn-fed-minutes-pce-week-may-25-2026.html Mon, 25 May 2026 16:00:00 +0000 The traditional kickoff to summer real estate season arrives with a hawkish set of Fed minutes, surprise upside in pending home sales, and a make-or-break PCE inflation print Thursday. What West Linn buyers and sellers should know this week. https://renegadehomemtg.com/blog/west-linn-hot-cpi-mortgage-rates-may-18-2026.html https://renegadehomemtg.com/blog/west-linn-hot-cpi-mortgage-rates-may-18-2026.html Mon, 18 May 2026 16:00:00 +0000 April CPI came in hot at 3.8% annual, pushing rate cut expectations into 2027. Mortgage rates ticked up again. But the Portland metro just settled into a balanced spring market. What West Linn buyers and sellers need to know. https://renegadehomemtg.com/blog/west-linn-cpi-week-jumbo-rates-may-11-2026.html https://renegadehomemtg.com/blog/west-linn-cpi-week-jumbo-rates-may-11-2026.html Mon, 11 May 2026 16:00:00 +0000 Mortgage rates climbed for a third straight week heading into Tuesday's CPI release. Jumbo near 6.62%. Portland sale prices are actually up year over year despite the buyer-friendly list-price story. What West Linn buyers and sellers should know this week. https://renegadehomemtg.com/blog/west-linn-fed-holds-jumbo-rates-may-2026.html https://renegadehomemtg.com/blog/west-linn-fed-holds-jumbo-rates-may-2026.html Mon, 04 May 2026 16:00:00 +0000 The Fed held rates steady on April 29 with the most dissent in years. Mortgage rates ticked up on Iran tensions while Portland flipped to a real buyer's market. What it means for West Linn buyers and sellers in May 2026. https://renegadehomemtg.com/blog/west-linn-fed-decision-week-housing-bills-april-2026.html https://renegadehomemtg.com/blog/west-linn-fed-decision-week-housing-bills-april-2026.html Mon, 27 Apr 2026 16:00:00 +0000 The Fed meets this week, mortgage rates are stable in the low 6% range, and Oregon just passed sweeping housing legislation. What it all means for West Linn buyers and sellers. https://renegadehomemtg.com/blog/west-linn-fed-week-spring-rates-2026.html https://renegadehomemtg.com/blog/west-linn-fed-week-spring-rates-2026.html Mon, 20 Apr 2026 16:00:00 +0000 The 30-year fixed has settled into the low 6% range heading into next week's Fed meeting. Here is what West Linn buyers and sellers should be thinking about right now. https://renegadehomemtg.com/blog/west-linn-spring-buying-momentum-april-2026.html https://renegadehomemtg.com/blog/west-linn-spring-buying-momentum-april-2026.html Mon, 13 Apr 2026 16:00:00 +0000 Portland metro spring inventory is surging with new listings up 21% from February. Mortgage rates continue easing into the low 6% range. Here is what West Linn buyers and sellers need to know heading into peak season. https://renegadehomemtg.com/blog/west-linn-spring-rates-tariffs-2026.html https://renegadehomemtg.com/blog/west-linn-spring-rates-tariffs-2026.html Mon, 06 Apr 2026 16:00:00 +0000 Mortgage rates fell sharply this week while tariffs push construction costs higher. Here is what the conflicting signals mean for West Linn homebuyers and sellers this spring. https://renegadehomemtg.com/blog/west-linn-buyers-market-spring-2026.html https://renegadehomemtg.com/blog/west-linn-buyers-market-spring-2026.html Mon, 30 Mar 2026 16:00:00 +0000 The 2026 conforming loan limit rose to $832,750, putting most West Linn homes within reach of conventional financing. Combined with a buyers market and new federal housing executive orders, spring 2026 offers real opportunity. https://renegadehomemtg.com/blog/west-linn-fed-holds-rates-spring-2026.html https://renegadehomemtg.com/blog/west-linn-fed-holds-rates-spring-2026.html Mon, 23 Mar 2026 16:00:00 +0000 The Fed held rates steady this week while a new federal housing bill targets institutional investors. Here's what it all means for West Linn homebuyers and homeowners this spring. https://renegadehomemtg.com/blog/first-time-homebuyer-west-linn.html https://renegadehomemtg.com/blog/first-time-homebuyer-west-linn.html Tue, 10 Mar 2026 16:00:00 +0000 Your complete guide to buying your first home in West Linn, Oregon. Learn about neighborhoods, loan programs, down payment options, and the step-by-step process from a local mortgage expert. https://renegadehomemtg.com/blog/west-linn-mortgage-rates-2026.html https://renegadehomemtg.com/blog/west-linn-mortgage-rates-2026.html Thu, 05 Mar 2026 16:00:00 +0000 A local broker's analysis of 2026 mortgage rates and what they mean for West Linn, Oregon homebuyers. Rate trends, strategies for locking in the best rate, and market outlook. https://renegadehomemtg.com/blog/jumbo-loans-west-linn.html https://renegadehomemtg.com/blog/jumbo-loans-west-linn.html Sat, 28 Feb 2026 16:00:00 +0000 Complete guide to jumbo loans in West Linn, Oregon. With an $811K median home price, most West Linn buyers need jumbo financing. Learn about rates, requirements, and how to get the best deal.